Deposit Account

With the National Bank of Iraq, your deposits are guaranteed by the Iraqi Deposit Insurance Company of the Central Bank of Iraq. The bank offers fixed deposit accounts that enable you to have flexible and diversified options to meet your needs by achieving competitive interest rates on your savings with ease and safety.

• Eligibilty of obtaining a credit card
• Eligibilty of automatically renewing the deposit of the original amount or the principal amount with interest based on the client’s desire
• You can follow up on your deposit accounts through the banking application
• You can redeem your deposit value at any time

*Terms and conditions apply

Interest Rates on Fixed Deposits in Iraqi Dinars:

From 5,000,000 to 250,000,000
1 month: 2.50%
3 months: 3.75%
6 months: 4.75%
1 year: 5.00%
2 years: 6.50%

• From 250,000,001 to 1,000,000,000
1 month: 3.00%
3 months: 4.25%
6 months: 5.00%
1 year: 5.25%
2 years: 6.50%

• Over 1 billion Iraqi Dinar
1 month: 3.50%
3 months: 4.50%
6 months: 5.25%
1 year: 5.50%
2 years: 6.50%

• From 5,000 to 250,000
1 month: 0.75%
3 months: 1.25%
6 months: 2.00%
1 year: 2.50%

• From 250,001 to 1,000,000
1 month: 1.25%
3 months: 1.75%
6 months: 2.50%
1 year: 2.75%

• Over 1 million US Dollar
1 month: 1.75%
3 months: 2.25%
6 months: 2.75%
1 year: 3.00%

Gold Road Deposits in Iraqi Dinars

5,000,000 IQD

• Six months: -
• One year: 2.5%

10,000,000 IQD

• Six months: 2.5%
• One year: 5%

15,000,000 IQD

• Six months: 5%
• One year: 7.5%

The deposit starts at IQD 5,000,000 and it's multiples as per the above schedule.

The deposit starts at IQD 5,000,000 and it's multiples as per the above schedule.