Zanageen Account 2026

What are the prizes for the Zanageen 2026 account?

The strongest prizes are offered by the National Bank of Iraq to its “Zanageen” account holders. Since its launch in 2019 through 2026, these prizes have been the largest in the banking sector in terms of the number of winners, prize value, and variety. In 2026 alone, the total prize pool exceeded 4 billion IQD, awarded to more than 2,708 winners.

• What is the Zanageen Account and what are the 2026 prizes? 

   It is an interest-free savings account offered by the National Bank of Iraq, enabling customers to grow their savings while entering draws for cash and non-cash prizes. 

   

  Zanageen Account Prize Scheme – 2026

  With a total prize pool exceeding 4 billion IQD, awarded to more than 2,708 winners, the 2026 prizes are structured as follows:
  • Daily: 600,000 IQD for 10 winners.
  • Weekly: 6 gold bars for 6 winners.
  • Monthly: 60 million IQD for 1 winner.
  • Every two months: 1 luxury car for 1 winner.
  • Grand Prizes: 600 million IQD twice a year (mid-year and year-end).
  

   
  Zanageen Account Features:
  • Interest-free savings: Grow your savings while enjoying multiple opportunities to win valuable cash prizes
  • Full liquidity: Access and withdraw your funds at any time, fully matching all NBI savings accounts.
  • Easy funding: Convenient deposits through any National Bank of Iraq ATM.
  • Enhanced winning Chances: The account offers increased chances of winning and repeated rewards across all draw categories (daily, weekly, monthly, every two months, as well as mid-year and year-end draws in 2026), based on your account balance and the duration of your savings.
  • Automated draws: Draws are conducted through an electronic draw system among eligible customers, and winners are announced on the bank’s social media platforms after eligibility verification and direct phone notification.
  • Full banking access: Account holders enjoy access to all standard banking products and services offered by the National Bank of Iraq.
  • Leading rewards program: Recognized as one of the largest and most competitive prize schemes in the Iraqi banking sector since 2019.

Zanageen Account 2026 Terms & Conditions:

• All accounts associated with the prize scheme are eligible to enter prize draws and are subject to the same account terms and conditions.
• Any account will be excluded from participating in prize draws if the average balance falls below the required minimum in accordance with the account terms during the draw period.
• The Bank reserves the right to amend prize values and types at any time at its sole discretion and without any liability, provided that such amendments are announced on the Bank’s official website.
• The Bank reserves the right to amend prize values and types at its sole discretion without liability, and such amendments will be published through the Bank’s official website.
• The Bank reserves the right to withhold any prize if the winner refuses publicity, including name or image publication or participation in promotional activities.
• The prize shall be deemed cancelled, and the winner shall not be entitled to claim its value if they fail to claim it within 30 days from the date of the draw results announcement.
• The Bank reserves the right to cancel or withdraw any prize from a winning customer in the event of any restrictions or holds placed on the funds deposited in the customer’s account, in accordance with Anti-Money Laundering (AML) regulations or other applicable controls.
• The Bank has the right to deduct any outstanding dues or obligations owed by the customer from the value of the cash prize, if applicable.
• The account shall be excluded from participating in draws if the customer (winner) is deceased prior to the prize award date.
• The winner shall be excluded from participating in draws for the same type of prize for a period of one year.
• The account may not be opened for individuals under the age of 18 years.