Personal

Cards

Debit Cards

NBI Visa® Debit Card

Daily ATM withdrawal limit: IQD 2 million
For USD accounts, specific ATMs allow for the withdrawal of up to USD 1,000 daily
Chip technology provides extra security against fraud when used at terminals or ATMs that are chip-enabled
Local and global acceptance of card
Eligibility to receive additional cards for the same account

Eligibility:

Iraqi employees in the public sector
Iraqi and non-Iraqi resident customers with cash collaterals
Companies and self-employed individuals

Required Documents

For Salary Customers:

Completed credit card application
Salary statement addressed to the National Bank of Iraq stating the employment starting date, nature of work, nominal and gross salary, and net monthly salary
Proof of employment certificate
Acknowledgement allowing the deduction of the value of the installment in the event of non-payment
Verified certificate authorizing the deduction of the value of installments from the borrower and guarantors

For Cash Collateral Customers:

Completed credit card application
A signed standing authorization permitting the withholding of cash collaterals against facilities

Inquire

Debit Cards

Credit Cards

With an option of credit cards from NBI, you can pay for your purchases safely and easily through millions of points of sale around the world, and withdraw from ATMs should you need cash.

NBI Visa® Silver Card

Minimum card limit: USD 500 (public sector employees)
Competitive interest rates
Credit limit up to three times the salary
Eligibility to receive supplementary cards
Flexible payments and ability to control monthly installments
Grace period up to 45 days
Chip technology provides extra security against fraud when used at terminals or ATMs that are chip-enabled
Credit card may be received against cash collaterals
24/7 Visa Global Customer Assistance Service

NBI Visa® Gold Card

Minimum card limit: USD 4,500
Competitive interest rates
Credit limit up to three times the salary
Eligibility to receive supplementary cards
Flexible payments and ability to control monthly installments
Grace period up to 45 days
Chip technology provides extra security against fraud when used at terminals or ATMs that are chip-enabled
Credit card may be received against cash collaterals
24/7 Visa Global Customer Assistance Service

NBI Visa® Platinum Card

Minimum card limit: USD 7,500
Competitive interest rates
Credit limit up to three times the salary
Eligibility to receive supplementary cards
Priority in banking services
Flexible payments and ability to control monthly installments
Grace period up to 45 days
Chip technology provides extra security against fraud when used at terminals or ATMs that are chip-enabled
Credit card may be received against cash collaterals
24/7 Visa Global Customer Assistance Service

Eligibility:

Iraqi employees in the public sector
Iraqi and non-Iraqi resident customers with cash collaterals
Companies and self-employed individuals
Minimum age: 25 years old. Applicant should not exceed 60 years old by end of card expiry date

Required Documents

For Salary Customers:

Completed credit card application
Salary statement addressed to the National Bank of Iraq stating the employment starting date, nature of work, nominal and gross salary, and net monthly salary
Proof of employment certificate
Acknowledgement allowing the deduction of the value of the installment in the event of non-payment
Verified certificate authorizing the deduction of the value of installments from the borrower and guarantors

For Cash Collateral Customers:

Completed credit card application
A signed standing authorization permitting the withholding of cash collaterals against facilities

Inquire

Credit Cards

Prepaid Master Cards

The prepaid card gives users the opportunity to deposit cash directly or spend it electronically, though ATMS or at direct points of sale, and it can also be used without opening an account or providing a credit report. It is excellent for customers who prefer not to carry cash and is the most comfortable and secure option for use in and out of Iraq.

Features of the prepaid card:

Ideal gift for a relative or friend, or for use while traveling abroad

Quick and easy issuance mechanism
Possibility of determining the card ceiling and controlling spending
Free SMS notifications for each successful completed transaction
No conditions for obtaining the card, no need to open a bank account
Ideal solution for university and college students
Great gift
Secure
Possibility of recharging the card through any of NBI’s channels
Free withdrawals from NBI ATMs and the possibility of withdrawal from other banks’ ATMs according to their commission rates
Worldwide acceptance
Good for online shopping and use at direct points of sale

You can use the prepaid card for the following purposes:

Payment for promotion on webpages
Purchases in shops
Paid TV channel subscriptions
Car rental, travel reservations, hotels and payments
Online shopping

How to get the card:

You can now obtain the NBI prepaid card easily and conveniently through our branches or by contacting the phone service centre, where one of the employees will work with you to complete the card-granting procedure. Call +964787777444 or email [email protected]

NBI Discounts Program

The National Bank of Iraq has introduced a discounts program for all NBI card holders, by which it aims to provide distinguished service and coverage for individual customers’ needs in various sectors (restaurants, technology companies, home services, other educational and recreational services and more). The bank will launch new partnerships during the coming period to meet different customer requirements.

You will receive applicable discounts upon presentation of your card, whether paying with card or cash.

Please note that that discount values are according to the agreements signed with the merchant or service provider.