Features & Benefits
Visa FIFA World Cup™ Campaign
National Bank of Iraq (NBI) – Visa Debit & Credit Cards
1. Campaign Objective
To drive increased usage of National Bank of Iraq Visa debit and credit cards through a FIFA World Cup™ promotional campaign, encouraging both local and international spending while rewarding eligible customers with chances to win exclusive FIFA World Cup™–related prizes.
2. Campaign Period
The campaign will run from 8 March 2026 until 21 April 2026, spanning approximately two and a half (2.5) months.
Winners will be selected at 21of April 2026
Chances earned in one draw period do not carry forward to the next draw period.
4. Eligible Cards
• National Bank of Iraq Visa Debit Cards
• National Bank of Iraq Visa Credit Cards
5. Eligibility Criteria
To be eligible to participate in any draw period, the customer must:
• Achieve a minimum expenditure of IQD 250,000 during the relevant draw period
• Hold an active Visa card at the time of prize awarding
• Have the card in good standing, meaning:
The card is not blocked, suspended, or inactive
No overdue, unpaid, or past-due amounts exist on the card (for credit cards)
If the card becomes inactive, blocked, or not in good standing at the time of awarding, the customer will be deemed ineligible, even if selected as a winner.
6. Eligible Transactions
Only purchase transactions are eligible.
Eligible transactions include:
• Local transactions (within Iraq)
• International transactions (cross-border)
The following transactions are excluded:
• ATM cash withdrawals
• Reversals and refunds
• Fees, interest, or charges
• Any non-purchase, fraudulent, artificial, or suspicious transactions
7. Chances (Points) Accrual
Once the minimum spend requirement is met, chances are awarded as follows:
• Local Transactions:
IQD 50,000 = 1 chance
• International Transactions:
IQD 50,000 = 3 chances
Each chance represents one entry into the applicable draw.
9. Maximum Cap
• A maximum of 100 chances per customer per draw period applies.
• The cap is applied per customer, regardless of the number of eligible Visa cards held (debit and/or credit).
• Any qualifying spend beyond the cap won’t generate additional chances.
10. Winner Limitation
• Each customer may win only once during the entire campaign period.
• A customer who wins in the first draw will be excluded from the second draw, even if eligibility criteria are met again.
11. Prizes & Awards
11.1 Prize Description
Winners will receive an exclusive FIFA World Cup™ 2026 hospitality experience, selected through a random draw based on accumulated chances, in accordance with the campaign rules.
11.2 Main Prize Package
• 4-Night FIFA World Cup™ Consumer Hospitality Package
Specific Inclusions
• Four (4) nights’ accommodation at a 4-star hotel
• One (1) FIFA World Cup™ 2026 match ticket (Category 1)
• Visa Prepaid product valued at USD 600
Standard Inclusions
• Airport transfers (via motorcoach)
• Daily breakfast and light snacks at the hotel
• Transportation to and from scheduled official events (via motorcoach)
• Gifts and amenities valued at approximately USD 400
• One cultural or activity experience
• On-site Visa Hospitality Desk at the hotel
• Visa event, medical, and security support staff
11.3 Notable Exclusions
The prize package does not include:
• Transportation to or from the host country
• Meals or activities outside the official itinerary
• Hotel incidentals or personal expenses
• Travel visas or documentation requirements
11.4 Winner Selection
• Winners will be selected through a random draw based on accumulated chances, not based on highest spending value.
• A defined number of winners will be selected per draw period.
11.5 Prize Utilization & Substitute Winner
• If a selected winner is unable to utilize the prize for any reason, including but not limited to travel restrictions, documentation requirements, visa issues, personal circumstances, or availability constraints, the prize shall be forfeited.
• In such cases, National Bank of Iraq reserves the right to select a substitute winner from the eligible pool of participants for the relevant draw period.
• The substitute winner will be selected using the same draw methodology applied in the original selection.
• No cash compensation, alternative prize, or postponement shall be offered to the original winner.
12. General Conditions
• Transactions must be successfully posted and settled within the relevant draw period to qualify.
• National Bank of Iraq reserves the right to:
a) Disqualify any customer suspected of misuse, fraud, or transaction manipulation
b) Exclude any customer not meeting eligibility or good-standing requirements
c) Amend, suspend, or terminate the campaign in accordance with applicable laws and regulations
• The national bank of Iraq reserves the right to amend, suspend, or cancel the promotional campaign or any part of it, as well as to replace the price with another price of similar or equivalent value, in the event of force majeure or circumstances beyond the bank control, including but not limited to regulatory restriction or travel restrictions.
13. Governing Rules
This campaign is conducted in accordance with National Bank of Iraq policies and Visa promotional guidelines. Additional terms and conditions may apply as communicated by the Bank.
