Accounts

• Eligibility to receive a cheque book* and VISA Electron card
• Access to ATMs across Iraq. No withdrawal fees for NBI customers
• Access to credit facilities*
• Instant access to funds deposited [MJ1] 
• Option to open it as a single or joint account
• Send/receive remittances
• Access to online banking services
• No minimum balance is required to open the account
• To maintain the account a minimum balance of IQD 500k is required – an annual fee of IQD 3k will be incurred if the balance falls below the required minimum
• For US Dollar accounts, the minimum balance to maintain the account is USD 500 – an annual fee of USD 2 will be incurred if the balance falls below required minimum
• Chip technology provides extra security against fraud when used at terminals or ATMs that are chip enabled
• The account is available in Iraqi Dinar or US Dollar
• Instant access to funds 

• Earns interest
• Instant access to funds
• Eligibility to receive a VISA Electron card
• Send/receive remittances
• Access to credit facilities*
• Option to open it as a single or joint account
• Ability to increase deposit value at any time without breaking it
• Access to online banking services
• Chip technology provides extra security against fraud when used at terminals or ATMs that are chip enabled
• The account is available in Iraqi Dinar or US Dollar.

Opening an account is quick and easy. Start your application process today. 

• Higher yields and a locked interest rate that does not change over the maturity period
• Flexibility in choosing maturity date: ranging from one month to three years.
• For accounts in Iraqi Dinars, the available terms are: 1 month, 3 months, 6 months, 12 months, 24 months, 36 months
• For accounts in US dollars, the available terms are: 1 month, 3 months, 6 months, 12 months, 24 months
• Flexibility to choose receiving interest on a monthly basis, annually, or at maturity
• Access to credit facilities*
• Option to open as a single or joint account
• The account is available in Iraqi Dinar or US Dollar.

Opening a Time Deposit account is quick and easy. Start your application process today.