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Special Offer to Transfer Salaries of MOI Employees

  • Accounts and Deposits
    • Current Account
    • Saving Accounts
    • Time Deposit Accounts
    • Salary Transfer Account
  • Cards
    • Debit Cards
    • Credit Cards
    • Prepaid Master Cards
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  • Loans
    • Personal Loans
    • Auto Loans for Salary Transfer Clients
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  • Special Offer to Transfer Salaries of Employees from the Ministry of the Interior
  • Special Offer to Transfer Salaries of Employees from the Ministry of Defence
  • Zain Cash Wallet

Transfer your salary to the National Bank of Iraq and get special offers and personal loans.

Account benefits:

  • IQD 50,000 sent to your account as soon as your salary is transferred (a special offer for a limited period)
  • Possibility of opening a checking account with no commission
  • Free ATM card (with the option of getting a free second card for the same account)
  • Free prepaid card (enabling you to make purchases online)
  • Free salary receipts via SMS
  • Free online and phone banking services to review your transactions

Withdraw your salary using the following options:

  • ATMs located within the ministry
  • 12 branches located in various Iraqi governorates
  • 50 ATMs at the bank’s branches and many strategic locations
  • More than 4,000 outlets for salary withdrawal through the e-wallet, in cooperation with Zain Cash
  • Possibility of withdrawing 25% of your salary in advance

 

Personal loan features: *

  • Loan of up to IQD 20 million without a guarantor
  • Loan of up to IQD 35 million
  • Loan tenor of up to 6 years
  • Competitive interest rate of up to 6% annually
  • First instalment due three months after loan is granted
  • Option of getting a credit card with no issuance fees in the first year, with a credit limit up to three times the salary, with flexible payments

* Subject to terms and conditions 

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    • Cards
    • Loans
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    • Special Offer to Transfer Salaries of Employees from the Ministry of the Interior
    • Special Offer to Transfer Salaries of Employees from the Ministry of Defence
    • Zain Cash Wallet
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