Special Offer to Transfer Salaries of MOI Employees

Transfer your salary to the National Bank of Iraq and get special offers and personal loans.

Account benefits:

• IQD 50,000 sent to your account as soon as your salary is transferred (a special offer for a limited period)
• Possibility of opening a checking account with no commission
• Free ATM card (with the option of getting a free second card for the same account)
• Free prepaid card (enabling you to make purchases online)
• Free salary receipts via SMS
• Free online and phone banking services to review your transactions

Withdraw your salary using the following options:

• ATMs located within the ministry
• 12 branches located in various Iraqi governorates
• 50 ATMs at the bank’s branches and many strategic locations
• More than 4,000 outlets for salary withdrawal through the e-wallet, in cooperation with Zain Cash
• Possibility of withdrawing 25% of your salary in advance

Personal loan features: *

• Loan of up to IQD 20 million without a guarantor
• Loan of up to IQD 35 million
• Loan tenor of up to 6 years
• Competitive interest rate of up to 6% annually
• First instalment due three months after loan is granted
• Option of getting a credit card with no issuance fees in the first year, with a credit limit up to three times the salary, with flexible payments

* Subject to terms and conditions