Special Offer to Transfer Salaries of MOI Employees

Account benefits:

• IQD 50,000 credited to your account as soon as your transferred salary is received (a special offer for a limited period).
• Possibility of opening a checking account with no commission.
• Free ATM card (with the option of getting a free second card for the same account).
• Free prepaid card (enabling you to make online purchases).
• Free salary receipts via SMS.
• Free online and phone banking services to review your transactions.

Withdraw your salary using the following options:

• ATMs that are located in prime locations, shopping malls and NBI branches.
• 18 branches located in various Iraqi governorates.
• 86 ATMs at the bank’s branches and many strategic locations.
• More than 6,000 outlets for salary withdrawal through the e-wallet, in cooperation with Zain Cash and 6,000 outlets in cooperation with Switch.  

Personal loan features: *

• Up to IQD 20 million without a guarantor
• Up to IQD 35 million
• A tenor of up to 6 years
• A competitive interest rate of up to 6% annually
• The first installment is due three months after the loan is granted upon request* 
• The choice to receive a credit card with no issuance fees in the first year with a credit limit up to three times the salary and flexible payments.

* Subject to terms and conditions