Personal
Special Offer to Transfer Salaries of MOI Employees
Transfer your salary to the National Bank of Iraq and get special offers and personal loans.
Account benefits:
- IQD 50,000 sent to your account as soon as your salary is transferred (a special offer for a limited period)
- Possibility of opening a checking account with no commission
- Free ATM card (with the option of getting a free second card for the same account)
- Free prepaid card (enabling you to make purchases online)
- Free salary receipts via SMS
- Free online and phone banking services to review your transactions
Withdraw your salary using the following options:
- ATMs located within the ministry
- 12 branches located in various Iraqi governorates
- 50 ATMs at the bank’s branches and many strategic locations
- More than 4,000 outlets for salary withdrawal through the e-wallet, in cooperation with Zain Cash
- Possibility of withdrawing 25% of your salary in advance
Personal loan features: *
- Loan of up to IQD 20 million without a guarantor
- Loan of up to IQD 35 million
- Loan tenor of up to 6 years
- Competitive interest rate of up to 6% annually
- First instalment due three months after loan is granted
- Option of getting a credit card with no issuance fees in the first year, with a credit limit up to three times the salary, with flexible payments
* Subject to terms and conditions