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Personal Loans

Transfer your salary and get a personal loan that serve all your needs

  • Transfer your salary now and get a personal loan up to (35m) IQD with flexible loan tenor *
  • Loan tenor up to 5 years
  • Credit card free of charge for the first year
  • Fast and easy procedures
  • Qualified and dedicated sales team to serve you at your work place
  • A network of branches and ATM's distributed through various locations under your service

The ability to grant up to (20m) IQD without guarantor *

* Terms and conditions apply 

Eligibility
  • Public sector professionals including judges, university professors, and doctors, as well as other public sector employees
  • Minimum age: 25 years old. Applicant should not exceed 60 years old by the end of the loan tenor
  • The applicant should provide a guarantor with salary transfer ( Public sector ) to NBI approved by the bank or two guarantors with salary transfers ( Public sector) to other banks 
Required Documents
  • Completed loan application
  • Salary statement addressed to National Bank of Iraq stating the employment starting date, nature of work, gross salary, and net monthly salary along with employee current liabilities
  • Verified certificate of salary statement
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Personal Loans
You will be contacted within the next 3 working days to complete your request
E.g., 2021-02-28
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Personal Loans
Auto Loans for Salary Transfer Clients
Loan features:
  • When you transfer your salary now, you have the possibility of getting a personal loan to buy the car of your dreams with a financing ceiling of up to IQD 35 million.
  • Loan tenor of up to 5 years
  • Credit card free of charge for the first year
  • Quick and easy working procedures in coordination with certified car dealerships
  • Dedicated sales team to serve you at your workplace in addition to our network of branches located throughout Iraq

Certified Car Dealerships:

  • Changan Al-Bakhet Service Center
  • Hyundai Iraq GK Auto
  • Nahj Al Iraq/Haval Iraq

* Terms and conditions apply. 

Eligibility

  • Public sector professionals including judges, university professors, doctors, as well as other public sector employees
  • Minimum age: 23 years old. Applicant should not exceed 60 years old by the end of the loan tenor.
  • The applicant should provide a bank-approved, public-sector guarantor with salary transfer to NBI or two public-sector guarantors with salary transfers to other banks. 

Required Documents

  • Completed car loan application form
  • Salary statement addressed to the National Bank of Iraq stating the employment starting date, nature of work, nominal and gross salary and net monthly salary, along with employee current liabilities, whether as borrower or guarantor
  • Verified certificate of salary statement
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    • Special Offer to Transfer Salaries of Employees from the Ministry of the Interior
    • Special Offer to Transfer Salaries of Employees from the Ministry of Defence
    • Zain Cash Wallet
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