Personal

Personal Loan

Personal Loans

Transfer your salary and get a personal loan that serves all your needs

Transfer your salary now and get a personal loan for up to IQD 35 million with flexible loan tenor *.
Loan tenor for up to 5 years.
A credit card free of charge for the first year.
Fast and easy procedures.
Qualified and dedicated sales team to serve you at your workplace.
A network of branches and ATMs distributed through various locations to serve you.
Life insurance coverage.
Competitive interest rate.
Ability to top up an outstanding loan.

The ability to grant up to IQD 20 million without a guarantor *.

* Terms and conditions apply.

Eligibility

Public sector professionals, including judges, university professors, and doctors, as well as other public sector employees.
Minimum age: 23 years old. Applicant should not exceed 60 years old by the end of the loan tenor.
The applicant should provide a personal guarantor from the public sector and meets NBI’s criteria with a salary transfer to NBI or to other banks for loans above IQD 20 million.

Required Documents

Completed loan application.
Salary statement addressed to National Bank of Iraq stating the employment starting date, nature of work, gross salary, and net monthly salary along with the employee's current liabilities for loans above IQD 20 million.
Verified certificate of salary statement.

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Personal Loans

Info

You will be contacted within the next 3 working days to complete your request

First Name *

Middle Name *

Last Name *

Nationality *

Primary Contact Number *

Secondary Contact Number

Email Address *

Monthly Income *

Company Name

Type of Loan *

Branch *

Are you an existing customer of National Bank of Iraq? *

Yes

Do you have any other loans? *

Yes

If yes, is your loan from National Bank of Iraq? *

Yes

Convenient time to contact you *

Personal Loans

Auto Loans for Salary Transfer Clients

Loan features:

Transfer your salary now and get a personal loan for up to IQD 35 million to buy your dream car.
Loan tenor for up to 5 years.
Fast and easy procedures in collaboration with the authorized cars dealerships.
Qualified and dedicated sales team to serve you at your workplace, in addition to our branches spread across Iraq.

Authorized dealerships

* Terms and conditions apply.

Eligibility

Public sector professionals, including judges, university professors, and doctors, as well as other public sector employees.
Minimum age: 23 years old. Applicant should not exceed 60 years old by the end of the loan tenor.
The applicant should provide a personal guarantor from the public sector and meets NBI’s criteria with a salary transfer to NBI or to other banks for loans above IQD 20 million.

Required Documents

Completed loan application.
Salary statement addressed to National Bank of Iraq stating the employment starting date, nature of work, gross salary, and net monthly salary along with the employee's current liabilities for loans above IQD 20 million.
Verified certificate of salary statement.